Loans

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Furusato Loans (with regional general set-up subsidies)

Target Manufacturing company designated as a provider of advanced technology
Manufacturing company with an on-site research center
Manufacturing company designated by the Governor Natural science research center
Software and other companies
Invested capital [Populated areas]
3 billion yen or more (Minimum amount of the total sum borrowed to offset operating fees)
[Under-populated areas]
1.2 billion yen or more (same as above)
Number of new employees 10 persons or more
Financing ratio Less than 20% of the total amount borrowed Less than 25% of the total amount borrowed
Maximum loans 2.6 billion yen (4.0 billion yen for multi-function facilities)
[3.3 billion yen for areas promoting regional economic base improvement (5.0 billion yen for multi-function facilities)]
3.3 billion yen (5.0 billion yen for multi-function facilities)
[4.1 billion yen for areas promoting regional economic base improvement (6.2 billion yen for multi-function facilities)]
Annual interest rate Interest free
Financing period Up to 15 years (5-year deferment possible)
*1: Interest rates subject to change.

Shimane Prefecture Industrial Promotion Division
rich@joho-shimane.or.jp
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